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If you sell products or services online,
surely you've got to accept credit cards... But there are so many alternatives
and you may end up being robbed of your hard-earned profits...
Learn The 'Behind-The-Scenes' Secrets for Generating More Profits From
Your eBusiness By Selecting Carefully Your Credit Card
Processing Partner!
A home-based business does
not need a merchant account.
All you require is some form of
accepting and processing all major credit cards including Visa,
MasterCard, American Express, Discover and JCB credit cards in
real-time. And you also require a simple process, so that there
is nothing to install, lease or download. |
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And you also need an e-commerce
solution that is competitively priced...
Pay Pal Merchant
Taking the above requirements
into consideration, if your home Internet business is
planning to sell intangibles such as services, content or email
delivered goods, one of the best credit card processing products
in the marketplace is the one offered by
Pay Pal
- the solution currently adopted by Profits.CC
It is very easy to implement a
"do-it-yourself" e-commerce solution with PayPal.
These PayPal video tutorials are very
"user-friendly" - that's how I've learnt to implement the PayPal
Buy Now button at Profits.CC without having to hire a Web
developer.
In terms of transaction costs, PayPal charges both Premier and
Business accounts to receive credit card payments. Premier
and Business Accounts are normally charged the Standard Rate (i.e. 2.9% +
30¢) for receiving payments, unless they qualify for the Merchant
Rate (i.e. 2.2% + 30¢).
Pay Pal Preferred fees are
calculated by subtracting 1.5% debit card cashback from the
Standard and Merchant Rate fees. eCheck payments have a
maximum fee of $5.
There is an additional 1% fee for payments received from a user
in another country. This fee is currently waived for Canadian
sellers receiving payments from U.S. buyers.
You'll qualify for the Merchant Rate given above if you are a
member in good standing (i.e. who are not restricted and do not
have unresolved chargebacks) and a PayPal member for
at least 90 days, and received $3,000 in PayPal payments over
the previous 90 days (an average of $1,000/month) OR received a
competitive offer from an established merchant account provider
OR if you are a proven long-standing, high-volume eBay seller
(as you know, eBay has acquired PayPal).
Click Bank
Another excellent credit card processing option
is
Click Bank, particularly if you are also looking for
an instant affiliate network
promoting your digital products.
With them...
- your customers will access
to your digital product in real-time.
- you'll enable 100,000
affiliates to promote your products.
- you'll be able to recruit
new affiliates to promote your product.
- your affiliates will be
provided with real-time sales reporting.
- Yourself and your
affiliates will receive a paycheck twice each month.
- ClickBank accepts customer
orders via online checks, Visa, Mastercard, American Express,
Discover, Eurocard, Bravo, Visa Debit, Mastercard Debit, and
Novus. From each sale amount, they keep $1 + 7.5% and pay you
(and your affiliate) the rest as a commission.
- ClickBank has a one-time
$49.95 activation fee, and no monthly fees.
Surely there are many other alternatives for
you to accept credit cards internationally. But the ones given
above are amongst the best options you can get - rest assured on
that.

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